How many rollovers can be done per year?

Unlimited rollovers can be done annually so long as they are “direct transfers.” A direct transfer is one where the funds are sent directly from one IRA provider to the other, where you as the accountholder never touch the funds yourself. “Indirect rollovers” on the other hand are limited to being done once per year, and also may have other restrictions. With an “indirect rollover,” you takes possession of the funds from your old IRA yourself, and within 60 days recontribute to the new IRA. That said, these are general guidelines provided for educational purposes only. Unchained Capital cannot give you tax advice specific to your situation, so please consult your tax advisor.


Note: No contents of this post may be relied upon as tax, legal, or financial advice, as they have not been tailored to you and have not been reviewed by any attorney, financial advisor, or tax professional. For any questions related to your own specific situation, please consult with your own attorney, tax professional, and/or licensed financial advisor.