How old must I be for withdrawals without penalty?

An overview of how old you need to be to take penalty-free withdrawals from your IRA

Typically 59.5. Any withdrawals before that age are usually subject to a 10% penalty plus any applicable income tax. That said, there are some exceptions, so please check with your tax advisor, as Unchained cannot give you tax advice.


Note: No contents of this post may be relied upon as tax, legal, or financial advice, as they have not been tailored to you and have not been reviewed by any attorney, financial advisor, or tax professional. For any questions related to your own specific situation, please consult with your own attorney, tax professional, and/or licensed financial advisor.