How will my loan collateral be stored?

No collateral is stored in hot wallets, ever.

All collateral is secured with multi-signature addresses in a 2-of-3 quorum using private keys distributed across multiple cities and authorized signing staff. We currently offer two options to securely store your loan collateral.

  1. Multi-Institution: This is the most secure and trust-minimized option.  There are three key holders: Citadel SPV, Unchained Capital and the borrower.  To move any collateral stored at this address, 2 of the 3 keys will be required to sign.

  2. Single Institution: Unchained Capital will hold all three keys.