We offer wide coverage across most U.S. states for commercial loans of $150,000 or greater.
Note: Unchained does not originate loans to individuals and will only originate loans to entities (such as LLCs and corporations, but NOT Sole Proprietorships) with stated business/investment purposes. Single member LLCs are eligible.
Tip: If you're a new client at Unchained you can sign up for a free consultation to learn more. We also offer our Concierge Onboarding service if you need help setting up your keys, vault, or loan.
Business entities may apply for commercial loans in the jurisdictions shown below. This information is subject to change at any time.
| State | Commercial loan availability |
| Alabama | ✅ |
| Alaska | ✅ |
| Arizona | ✅ |
| Arkansas | ✅ |
| California | ✅ |
| Colorado | ✅ |
| Connecticut | ✅ |
| District of Columbia (Washington, D.C.) | ✅ |
| Delaware | ✅ |
| Florida | ✅ |
| Georgia | ✅ |
| Hawaii | ✅ |
| Idaho | ✅ |
| Illinois | ✅ |
| Indiana | ✅ |
| Iowa | ✅ |
| Kansas | ✅ |
| Kentucky | ✅ |
| Louisiana | Not available |
| Maine | ✅ |
| Maryland | ✅ |
| Massachusetts | ✅ |
| Michigan | ✅ |
| Minnesota | ✅ |
| Mississippi | ✅ |
| Missouri | ✅ |
| Montana | Not available |
| Nebraska | ✅ |
| Nevada | Not available |
| New Hampshire | ✅ |
| New Jersey | ✅ |
| New Mexico | Not available |
| New York | Not available |
| North Carolina | ✅ |
| North Dakota | Not available |
| Ohio | ✅ |
| Oklahoma | ✅ |
| Oregon | ✅ |
| Pennsylvania | ✅ |
| Rhode Island | ✅ |
| South Carolina | ✅ |
| South Dakota | Not available |
| Tennessee | Not available |
| Texas | ✅ |
| Utah | ✅ |
| Vermont | ✅, in amounts greater than $1,000,000 |
| Virginia | ✅ |
| Washington | ✅ |
| West Virginia | ✅ |
| Wisconsin | ✅ |
| Wyoming | ✅ |
Commercial loans
Clients may apply for Commercial loans in most U.S. states. Commercial loans may be used for legitimate business purposes such as funding business expansion, freeing up working capital, or helping consolidate business debt.
California loans
A married or registered domestic partner applicant may apply for a separate account. Loans to California borrowers may be made pursuant to California Department of Financial Protection and Innovation Financing Law License No. 60DBO-78867.
Puerto Rico
Commercial loans are not available in Puerto Rico.