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  3. Margin calls and liquidations

What happens if I do not respond to my margin call in time?

Collateral will be liquidated to improve the Collateral to Principal Ratio to 165%.

If a margin call is triggered on your loan, you will be sent an automated email with a specific time by which to fulfill the margin call. If a margin call is not satisfied by this time, the loan will be considered in default and sufficient collateral will be liquidated to return the loan to a minimum 165% CTP ratio.