How can I fund my Cash Balance or my Cash Management Account?
Business and trust accounts can deposit funds to your Cash Balance via wire transfer.
Individual accounts may apply for a Cash Management Account to enable ACH deposits. Accounts without an approved CMA may still send a wire transfer to fund their account. Funds stored in your cash balance can only be used to purchase bitcoin through Unchained. You can buy bitcoin using your Cash Balance, up to $5 million per trade.
For individual accounts with Cash Management Accounts:
- Login to your profile and select your individual account.
- Navigate to the Cash Account section on the horizontal navigation bar.
- Select Deposit on the right side of the screen. Choose between an ACH or wire transfer.
- For ACH transfers: Enter an amount and select your bank account. Click Next. Review the transfer and click Submit transfer.
- For wire transfers: Send a bank wire from your bank using the listed instructions.
To reduce the costs of fraud, Gannett Trust may place a 2-3 business day hold on ACH deposits. The deposit is considered “pending” until the settlement period is met and the funds become “available” for use.
Note: Please be aware of your bank’s ACH transaction limits. These may affect your ability to deposit large amounts into your Unchained cash account. We recommend wire transfers for amounts greater than $50,000.
For business accounts, trust accounts, and individual account which have not yet migrated to a CMA:
- Login to your profile and select your account.
- Navigate to the Cash Balance section on the horizontal navigation bar.
- Select Deposit on the right side of the screen.
- Send a bank wire from your bank using the listed instructions. You must note the Unchained ID in the memo field of your wire.

Note: Include your Unchained ID in the memo field of your wire. Ensure the wire is sent from a bank account on file. Wires sent after 3:00 pm (CT) on a business day will be available within two business days.