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  3. Getting an Unchained loan

How long does it take to process a new loan?

In most circumstances, loan applications can be approved for funding within 2-3 business days.  We are able to fund a new loan upon full deposit of your collateral to the loan’s escrow address. 

  1. Once your application is submitted, it is sent to our loans team for review.
  2. When terms are finalized, you will receive a notification that the loan contract is pending your signature--log in to your Unchained Capital account to sign it.
  3. After the contract is fully signed, the collateral deposit address is available to you on your loan page.
  4. If sufficient collateral is deposited by 12:00 PM Central Time on the loan's start date, the disbursement will be sent via wire transfer and should arrive by the end of the day for domestic transfers.

Please ensure you notify us if your financial institution does not accept wire transfers or uses special routing for wire transfers.  If you are unsure what your routing and account number are, please contact your financial institution to avoid delays in funding your loan.

Loans are funded Monday through Friday, excluding banking holidays.