If I have bitcoin in an IRA with another provider, can I roll it over directly as bitcoin without converting to cash?

Possibly. If you're already holding bitcoin in an IRA with another provider (Choice, iTrust, BitIRA, BitcoinIRA, etc) and want to do an “in kind rollover” of the bitcoin from the old IRA to the Unchained Capital IRA. That is only allowed if your old provider allows it, and unfortunately most of them don’t. Unchained Capital has no control over whether your old provider will allow an in-kind rollover or whether it must be in USD. In any event, you can never do an in-kind rollover if your old IRA is holding GBTC (Greyscale). The GBTC will be liquidated to cash, and the transfer between IRAs will happen in cash.

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