What’s the difference between my Available Balance, Cash Balance, and purchasing power?
At times, your pending balance may exceed your Available Balance.
Available balance or Purchasing power refers to dollars settled in your Unchained account that you may use to settle bitcoin purchases or withdraw to your bank account.
Cash Balance or Pending Balance includes your Available Balance and any pending deposits that have yet to settle. Pending deposits can not be used to purchase bitcoin.
To reduce the costs of fraud, Gannett Trust may place a 2-3 business day hold on ACH deposits. The deposit is considered “pending” until the settlement period is met and the funds become “available” for immediate use.