Will taking out a loan with Unchained affect my credit?

No, taking out a loan with Unchained will not affect your credit score.

Note: As of January 1, 2024, Unchained does not originate consumer loans and will only originate loans to entities (such as LLCs and corporations) with stated business/investment purposes.

We do not perform a credit check when we evaluate our borrowers. We may conduct an eligibility inquiry ("soft credit pull"), however, this will not impact your credit score. We may also check for UCC filings on related commercial entity borrowers. All loan applications are subject to approval.