We offer wide coverage across most U.S. states for personal and business loans.
Clients may apply for loans if they live in the states shown in green below. This information is subject to change at any time. We are constantly expanding our reach and hope to work with more borrowers across the country soon.
Loans to U.S. clients are originated by Lead Bank, an FDIC-insured Missouri state-chartered bank. Lead Bank is an equal-opportunity lender.
| State | Availability |
| Alabama | Personal, Business |
| Alaska | Personal, Business |
| Arizona | Personal, Business |
| Arkansas | Personal, Business |
| California | Personal, Business |
| Colorado | Personal, Business |
| Connecticut | Personal, Business |
| Washington, D.C. | Personal, Business |
| Delaware | Personal, Business |
| Florida | Personal, Business |
| Georgia | Personal, Business |
| Hawaii | Personal, Business |
| Idaho | Not available |
| Illinois | Personal, Business |
| Indiana | Personal, Business |
| Iowa | Personal, Business |
| Kansas | Personal, Business |
| Kentucky | Personal, Business |
| Louisiana | Personal, Business |
| Maine | Personal, Business |
| Maryland | Personal, Business |
| Massachusetts | Not available |
| Michigan | Personal, Business |
| Minnesota | Personal, Business |
| Mississippi | Personal, Business |
| Missouri | Personal, Business |
| Montana | Personal, Business |
| Nebraska | Personal, Business |
| Nevada | Personal, Business |
| New Hampshire | Personal, Business |
| New Jersey | Personal, Business |
| New Mexico | Not available |
| New York | Personal, Business |
| North Carolina | Personal, Business |
| North Dakota | Not available |
| Ohio | Personal, Business |
| Oklahoma | Personal, Business |
| Oregon | Personal, Business |
| Pennsylvania | Personal, Business |
| Rhode Island | Personal, Business |
| South Carolina | Personal, Business |
| South Dakota | Not available |
| Tennessee | Personal, Business |
| Texas | Personal, Business |
| Utah | Personal, Business |
| Vermont | Not available |
| Virginia | Personal, Business |
| Washington | Personal, Business |
| West Virginia | Personal, Business |
| Wisconsin | Personal, Business |
| Wyoming | Personal, Business |
Personal loans
Clients may apply for personal loans in most U.S. states. Personal loans may be used for personal or household purposes such as financing home projects, taking care of unexpected expenses, or consolidating or refinancing debt.
Business loans
Clients may apply for business loans in most U.S. states. Commercial loans may be used for legitimate business purposes such as funding business expansion, freeing up working capital, or helping consolidate business debt.
International loans
While Unchained Capital lends in some foreign countries, our lending capabilities are currently limited outside the U.S. If you live outside of the U.S., please email us with details about your loan request. If we do lend in your country, our support is limited to loans for commercial purposes and a minimum loan amount of $100k USD.
California loans
A married or registered domestic partner applicant may apply for a separate account. Loans to California borrowers may be made pursuant to California Department of Financial Protection and Innovation Financing Law License No. 60DBO-78867.