1. Knowledge Base
  2. Commercial Loans
  3. Getting an Unchained commercial loan

How do I submit a commercial loan application?

Sign in and navigate to your business account, then click 'Loans' to get started.

Note: Unchained does not originate consumer loans and will only originate loans to entities (such as LLCs and corporations, but NOT Sole Proprietorships) with stated business/investment purposes. Single member LLCs are eligible.

What your entity needs

How to submit a loan application

  1. Sign in to your Unchained business account and navigate to the loans page by clicking Loans on the top navigation bar, then click New Loan.
  2. Type in the the principal amount in USD OR bitcoin amount you'd like to use as collateral . Note: origination fees are deducted from the principal amount, with the difference sent as the disbursement to the linked bank account (except in the case of a refinance).
    1. Read and acknowledge the UCC screening disclosure and click Next
  3. Select the use of funds from the drop-down menu and click Next.
    1. Note: if you are requesting a refinance of an existing loan, select Refinance existing Unchained loan(s). You can indicate a request of additional funding by submitting a higher principal amount than your existing loan's principal balance. 
  4. Click the Pick a key to select a key to use with your loan and click Next.
    • Note: If you cannot see one of your uploaded keys, you need to perform a device check first.
  5. Choose the linked bank account you wish to use for interest payments and select Auto ACH or Manual as the payment method.
  6. Choose the linked bank account you wish to use for the disbursement and click Next.
  7. Review your application for accuracy before clicking Submit.
  8. Unchained will review the application and respond via email.