Sign into your business account, then click 'Loans' on the left to get started.
Note: Unchained does not originate consumer loans and will only originate loans to entities (such as LLCs and corporations) with stated business/investment purposes.
Effective August 1, 2024, the new minimum principal loan amount for commercial loan applications is $150,000. Over time we have found that our base of borrowers has shifted towards businesses and institutions, and those borrowers prefer larger loans. Focusing all of our efforts on those loans allows us to make the best use of our available resources.
What your entity needs
- An approved Unchained business account
- A key uploaded to your business account
- A linked business bank account
- Presence in our lending footprint
How to submit a loan application
- Sign in to your Unchained business account, click Loans on the left side menu and New Loan.
- Type either the bitcoin amount you'd like to use as collateral OR the principal amount in USD and click Next.
- Note: origination fees are deducted from the principal amount, with the difference sent as the disbursement to the linked bank account.
- Read the note regarding the commercial loan term length and click Next.
- Select the use of funds from the drop-down menu and click Next.
- Click the + to select a key to use with your loan and click Next.
- Note: If you cannot see one of your uploaded keys, you need to perform a device check first.
- Choose the linked bank account you wish to use for interest payments and select Auto ACH or Manual as the payment method.
- Choose the linked bank account you wish to use for the disbursement and click Next.
- Review your application for accuracy before clicking Submit.
- Unchained will respond via email for additional information regarding your commercial loan application and next steps.