Sign in and navigate to your business account, then click 'Loans' to get started.
Note: Unchained does not originate consumer loans and will only originate loans to entities (such as LLCs and corporations, but NOT Sole Proprietorships) with stated business/investment purposes. Single member LLCs are eligible.
What your entity needs
- An approved Unchained business account
- A key uploaded to your business account
- A linked business bank account
- To be located in an eligible state
How to submit a loan application
- Sign in to your Unchained business account and navigate to the loans page by clicking Loans on the top navigation bar, then click New Loan.
- Type in the the principal amount in USD OR bitcoin amount you'd like to use as collateral . Note: origination fees are deducted from the principal amount, with the difference sent as the disbursement to the linked bank account (except in the case of a refinance).
- Read and acknowledge the UCC screening disclosure and click Next.
- Select the use of funds from the drop-down menu and click Next.
- Note: if you are requesting a refinance of an existing loan, select Refinance existing Unchained loan(s). You can indicate a request of additional funding by submitting a higher principal amount than your existing loan's principal balance.
- Click the Pick a key to select a key to use with your loan and click Next.
- Note: If you cannot see one of your uploaded keys, you need to perform a device check first.
- Choose the linked bank account you wish to use for interest payments and select Auto ACH or Manual as the payment method.
- Choose the linked bank account you wish to use for the disbursement and click Next.
- Review your application for accuracy before clicking Submit.
- Unchained will review the application and respond via email.