What are Unchained commercial loan terms?

The term length is 360 days, and the minimum principal is $150,000. Payments are interest-only and due every 30 days. The principal balance is paid at maturity with the interest due.*

Note: Unchained does not originate consumer loans and will only originate loans to entities (such as LLCs and corporations) with stated business/investment purposes.

Term length	Interest Rate	Origination Fee	Total Annual Percentage Rate (APR)
360 days	14.00%	2.00%	16.21%

For every $1 borrowed, $2.50 of bitcoin will be deposited as collateral (40% LTV).

LTV = Loan Principal ÷ USD Value of Collateral

*Eligibility varies by state. See state eligibility for details.

Last updated: June 13, 2024