What are Unchained commercial loan terms?
The term length is 360 days and interest-only payments are due every 30 days. The principal balance is paid at maturity with the interest due.*
|
Term length |
Interest Rate |
Origination Fee |
Total Annual Percentage Rate (APR) |
|
360 days |
12.00% |
2.00% |
14.18% |
For every $1 borrowed, $2.00 of bitcoin must be deposited as collateral (200% CTP ratio).
CTP ratio = (USD Value of Collateral ÷ Loan Principal) * 100
*Eligibility varies by state. See state eligibility for details.
Tools and calculators are provided as a courtesy to help you estimate your lending needs. Unchained’s bitcoin loans require interest-only payments every 30 days. Interest-only payments are calculated by multiplying the outstanding principal balance by the simple annual interest rate converted to a daily rate using a 365 day year. The final payment includes the last interest-only payment and the full balance of the loan principal. Terms, interest, and APR shown are estimates as of Terms, interest, and APR shown are estimates as of 11/10/2025 and may vary. Interest rates and APR can change, please see our pricing page for current pricing. Your actual rate, payment and costs could be higher. Review your loan agreement for actual terms and conditions prior to entering into any transaction. Results shown are estimates only and do not represent a quote, preapproval, or approval for credit. All lending products are subject to approval. Rates, program terms, and conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions and limitations apply.