How do I fund my Unchained IRA with an IRA-to-IRA transfer?

Follow these steps to initiate a transfer into your Unchained IRA.

Before you can fund your Unchained IRA, you must complete your IRA Onboarding and create an IRA vault on our platform. Once you complete those steps, you can initiate the funding process.

There are multiple ways to fund your Unchained IRA. The most common are:

IRA-to-IRA transfer

Unless your funds are already in an existing bitcoin IRA, you must liquidate the IRA assets into USD before they are eligible for transfer.

Next, you’ll need to complete the IRA funding request form within the Unchained platform. Sign in to your account and select one of the Fund buttons–located on the left of your screen or within your IRA cash balance.

On the next screen select IRA-to-IRA transfer and press Continue

Once you complete and submit the form, an Unchained IRA associate will email the applicable funding form via DocuSign for you to sign.


Fortis Bank will then contact your current custodian to coordinate the transfer of USD. Once your custodian processes the transfer request, your IRA funds will be sent to Fortis Bank. Once the funds are received by Fortis Bank and added to your IRA cash balance, you may use the funds to buy bitcoin.

Note: There is a $2,000 minimum for each transfer, rollover, or annual contribution.


No contents of this article may be relied upon as tax, legal, or financial advice, as they have not been tailored to you and have not been reviewed by any attorney, financial advisor, or tax professional. For any questions related to your own specific situation, please consult with your own attorney, tax professional, and/or licensed financial advisor.