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How do I fund my Unchained IRA with an Annual Contribution?

Follow these steps to make an Annual Contribution to your Unchained IRA.

Before you can fund an Unchained IRA, you must set up an IRA account.

There are multiple ways to fund your Unchained IRA. The most common are:

 

Annual Contribution

You can make an annual contribution to your IRA one of three ways: an ACH transfer, wire transfer, or with a mailed paper check. Regardless of your chosen method, you must start by completing the IRA funding request form.

You can access the IRA funding request form within the Unchained platform. Select the IRA account you want to fund, navigate to the IRA Cash balance tab at the top navigation bar, and click Fund.

On the next screen select Annual contribution and press Continue.

Once you complete and submit the form, an Unchained IRA associate will email the applicable funding form via DocuSign for you to sign. The form includes Fortis’ ACH and wire transfer instructions, along with paper check instructions.

Please note that ACH and wire transfer instructions are the same. Fortis’ contact and mailing information, as well as transfer instructions, are included below.

Fortis Bank contact and mailing information:

Mailing Address

IRA Services phone number

Fax number

Email address

Fortis BankAttn: Funding6975 Union Park AvenueSuite 180Midvale, UT 84047

720-644-2337

720-616-4030

iraservices@fortisbankus.com

  Fortis Bank’s ACH & Wire instructions:

Beneficiary Bank Name

Beneficiary Bank Address

Beneficiary Bank Routing/ABA #

To Credit Account

Memo/reference

Fortis Bank

6975 Union Park Avenue, Suite 180, Midvale, UT 84047

1070-0642-8

1010054284

Your IRA account number (Required)

 

Caution: Fortis Bank will return your ACH transfer if your IRA account number is missing or incorrect. Please verify your information before submitting the transfer.

You can find your IRA account number by logging into the Unchained platform, selecting the IRA account and viewing the top portion of the IRA dashboard.

After submitting the form, you must either initiate an ACH / Wire transfer from your bank or mail a check to complete your funding request. Once the funds are received by Fortis Bank and added to your IRA cash balance, you may use the funds to buy bitcoin.

Notes:

  • There's no minimum amount needed to complete a transfer, rollover, or annual contribution to your IRA account. However, our trade desk has a $2,000 minimum for all trades (such as using your cash balance to buy bitcoin for your vault).
  • Wire transfers are the fastest method of funds transfer, followed by ACH. Mailing a paper check is the slowest method.
  • It may take up to 5 business days for a check to clear once it’s been received by Fortis Bank.

No contents of this article may be relied upon as tax, legal, or financial advice, as they have not been tailored to you and have not been reviewed by any attorney, financial advisor, or tax professional. For any questions related to your own specific situation, please consult with your own attorney, tax professional, and/or licensed financial advisor.