How do I set up an IRA account?

Follow the steps in this guide to set up an account for your Unchained IRA.

Notes: You will need a U.S. Social Security Number and a U.S. mailing address to be eligible for the Unchained IRA. The address can not be a P.O. box.


We have separate guides for setting up different accounts:

    Sign up for a basic Unchained account

    1. Create an Unchained account on our website.
      • Alternatively, you can start the process via the Unchained mobile app, but you'll need to use a desktop or laptop computer to complete the process and upload keys.
    2. Complete your basic profile. You will need to provide us with your:
      • Name
      • Date of birth
      • Home address
      • Identification document
    3. Once your basic information is submitted and approved, you will have the option to create your IRA. 

      Apply for an IRA

    4. Select Bitcoin IRA from the account selector screen and click Continue. You can also click on your account name in the lower-left corner of the page and press Add account to bring up this screen. 

    5. Social Security number: Enter your full U.S. social security number.
    6. Onboarding choice: Select whether you’d like to set up your IRA with or without Concierge Onboarding. Concierge Onboarding vs. self onboarding - which is right for you?
    7. Payment: Please use the same email on the payment page that you used to create your account. You will be redirected to a page to complete your payment.
    8. Citizenship: If you are not a U.S. citizen, you must upload documentation proving legal status. 
    9. IRA information: Please indicate the type of IRA you are transferring over or setting up with us. 
    10. Employment: Please provide us with your current employment information.
    11. Relationship status: Please provide us with your marital status and spouse's information.
    12. Beneficiary information:
      1. If you are unmarried, you must tell us who your IRA beneficiaries will be. You will need to designate a percentage of ownership for each beneficiary. The total percentages must add up to 100%. 
      2. If you are married, your spouse is automatically your primary beneficiary. 
      3. You may also designate your contingent beneficiaries.
    13. Client information: Please confirm that all of your information is correct. You cannot change this once submitted. If you need to edit anything, click on the section you need to change and make those changes. 

    Note: No contents of this post may be relied upon as tax, legal, or financial advice, as they have not been tailored to you and have not been reviewed by any attorney, financial advisor, or tax professional. For any questions related to your own specific situation, please consult with your own attorney, tax professional, and/or licensed financial advisor.