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How do I set up an IRA account?

Follow the steps in this guide to set up an account for your Unchained IRA.

Notes: You will need a U.S. Social Security Number and a U.S. mailing address to be eligible for the Unchained IRA. The address can not be a P.O. box. We do not allow creation of international accounts at this time.

 

We have separate guides for setting up different accounts:

    Register your email and select your account type:

    1. Navigate to my.unchained.com and click Sign up.
    2. Enter your email address and verify the code sent to your email.
    3. Choose your intention for the account. For an IRA, select Open a bitcoin IRA.
      Onboarding Selector IRA
    4. Select an onboarding option: Self-Setup, Concierge Onboarding, or Unchained Signature which is our best plan.
    5. Select if you need hardware wallets. All Unchained vaults require two hardware wallets. You may bring your own or purchase from us.
      Choose hardware wallets shadow
    6. Add a payment method and check out.
    7. Complete your basic profile. You will need to provide us with your personal information.
    8. Review the provided information and Submit to complete your basic profile.
    9. If your basic profile is not approved immediately, it may take up to two business days for our team to review the application.
    10. Once approved, complete the following IRA information:
    11. Citizenship: If you are not a U.S. citizen, you must upload documentation proving legal status. 
    12. IRA information: Please indicate the type of IRA you are transferring over or setting up with us. 
    13. Employment: Please provide us with your current employment information.
    14. Relationship status: Please provide us with your marital status and spouse's information.
    15. Beneficiary information:
      1. If you are unmarried, you must tell us who your IRA beneficiaries will be. You will need to designate a percentage of ownership for each beneficiary. The total percentages must add up to 100%. 
      2. If you are married, your spouse is automatically your primary beneficiary. 
      3. You may also designate your contingent beneficiaries.
    16. Client information: Please confirm that all of your information is correct. You cannot change this once submitted. If you need to edit anything, click on the section you need to change and make those changes.

       

    17. Recommended: Enable multi-factor authentication (MFA) for increased account security.

     

    Fund your IRA

    1. Once you have an IRA account, our team can help you begin the process to fund the cash balance of your IRA. The most common ways to fund are:
    2. In order to hold bitcoin in your IRA account (to facilitate an in-kind transfer, or buy bitcoin with your cash balance) you need to build a vault. You must have two hardware wallets like Ledger, Trezor, or Coldcard to create a vault. Follow our Self-Service Onboarding guide or schedule a Concierge Onboardin


    Note: No contents of this post may be relied upon as tax, legal, or financial advice, as they have not been tailored to you and have not been reviewed by any attorney, financial advisor, or tax professional. For any questions related to your own specific situation, please consult with your own attorney, tax professional, and/or licensed financial advisor.