Can I make a backdoor Roth IRA contribution to my Unchained IRA?

How to make a backdoor contribution to your Unchained IRA

Yes you can, however we recommend completing the backdoor contribution and conversion process each year using your IRA accounts at your existing IRA custodian, rather than processing the conversion directly through Unchained. This is because it is quicker and cheaper for you to do so (we charge a fee to process backdoor conversions, and legacy IRA providers are usually able to process conversions for free).

If you have questions about backdoor contributions, please consult with your tax advisor, as Unchained cannot give tax advice.

Note: No contents of this blog may be relied upon as tax, legal, or financial advice, as they have not been tailored to you and have not been reviewed by any attorney, financial advisor, or tax professional. For any questions related to your own specific situation, please consult with your own attorney, tax professional, and/or licensed financial advisor.